{"id":2,"date":"2017-04-19T14:24:21","date_gmt":"2017-04-19T14:24:21","guid":{"rendered":"https:\/\/leadinjection.io\/insurance\/?page_id=2"},"modified":"2026-08-08T19:40:00","modified_gmt":"2026-08-08T11:40:00","slug":"insurance-landing-page","status":"publish","type":"page","link":"https:\/\/www.padurezeki.com\/","title":{"rendered":"Pinjaman Wang Malaysia | Padu Rezeki"},"content":{"rendered":"<p>[vc_row][vc_column][rev_slider_vc alias=&#8221;insurance-slider&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1492629977449{margin-top: 85px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;]\n\n    <div id=\"image_6aa383d73e14f\" class=\"li-image           vc_custom_1618023620901\" >\n\n        \n                            <figure>\n                <img loading=\"lazy\" decoding=\"async\" width=\"361\" height=\"237\" src=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Emergency-Loan-1.jpg\" class=\"img-responsive\" alt=\"Ikon khidmat pertanyaan pelanggan Padu Rezeki\" srcset=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Emergency-Loan-1.jpg 361w, https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Emergency-Loan-1-300x197.jpg 300w\" sizes=\"auto, (max-width: 361px) 100vw, 361px\" \/>                                <\/figure>\n\n            \n        \n    <\/div>\n\n     \n\n\n    <h6 id=\"heading_6aa383d73eb7a\" class=\"li-heading  left fw-bold   content-center-sm      vc_custom_1617343308148\" style=\"color: #003472;\" >\n        Khidmat Pertanyaan Pelanggan            <\/h6>\n\n\n\n    \n        <div id=\"textblock_6aa383d73eba9\" class=\"li-textblock\" >\n        <p>Hubungi kami untuk mendapatkan maklumat lanjut mengenai proses permohonan. Tempoh pemprosesan bergantung pada kelayakan, dokumen sokongan dan semakan yang diperlukan.<\/p>\n    <\/div>\n\n\n     [\/vc_column][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;]\n\n    <div id=\"image_6aa383d73ec53\" class=\"li-image           vc_custom_1618023629540\" >\n\n        \n                            <figure>\n                <img loading=\"lazy\" decoding=\"async\" width=\"361\" height=\"237\" src=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/100-Dipercayai-Kepuasan.jpg\" class=\"img-responsive\" alt=\"Ikon perkhidmatan telus dan bertanggungjawab Padu Rezeki\" srcset=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/100-Dipercayai-Kepuasan.jpg 361w, https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/100-Dipercayai-Kepuasan-300x197.jpg 300w\" sizes=\"auto, (max-width: 361px) 100vw, 361px\" \/>                                <\/figure>\n\n            \n        \n    <\/div>\n\n     \n\n\n    <h6 id=\"heading_6aa383d73f37e\" class=\"li-heading  left fw-bold   content-center-sm      vc_custom_1617343472350\" style=\"color: #003472;\" >\n        Perkhidmatan yang Telus dan Bertanggungjawab            <\/h6>\n\n\n\n    \n        <div id=\"textblock_6aa383d73f3a6\" class=\"li-textblock\" >\n        <p>Kami memberikan penerangan yang jelas mengenai proses permohonan, kadar faedah, pembayaran balik serta terma dan syarat yang berkaitan.<\/p>\n    <\/div>\n\n\n     [\/vc_column][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;]\n\n    <div id=\"image_6aa383d73f42f\" class=\"li-image           vc_custom_1618023637043\" >\n\n        \n                            <figure>\n                <img loading=\"lazy\" decoding=\"async\" width=\"361\" height=\"237\" src=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Khidmat-Pelanggan-Yang-Berkualiti.jpg\" class=\"img-responsive\" alt=\"Ikon khidmat pelanggan Padu Rezeki\" srcset=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Khidmat-Pelanggan-Yang-Berkualiti.jpg 361w, https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/Khidmat-Pelanggan-Yang-Berkualiti-300x197.jpg 300w\" sizes=\"auto, (max-width: 361px) 100vw, 361px\" \/>                                <\/figure>\n\n            \n        \n    <\/div>\n\n     \n\n\n    <h6 id=\"heading_6aa383d73fa60\" class=\"li-heading  left fw-bold   content-center-sm      vc_custom_1617354673026\" style=\"color: #003472;\" >\n        Khidmat Pelanggan yang Berkualiti            <\/h6>\n\n\n\n    \n        <div id=\"textblock_6aa383d73fa99\" class=\"li-textblock\" >\n        <p>Padu Rezeki Sdn. Bhd. menyediakan khidmat pertanyaan dan penerangan kepada pelanggan secara jelas, sopan dan bertanggungjawab.<\/p>\n    <\/div>\n\n\n     [\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1618017347418{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;background-color: #ebeff4 !important;}&#8221; el_id=&#8221;perkhidmatan&#8221;][vc_column]\n\n\n    <h3 id=\"heading_6aa383d73fb70\" class=\"li-heading  left fw-bold   content-center-sm      vc_custom_1617785116933\"  >\n        Perkhidmatan Kredit Komuniti        <small style=\"color: #003472;\" class=\"fw-normal\">Wakil kami akan menerangkan pilihan kemudahan kredit berdasarkan keperluan, kelayakan dan kemampuan pemohon.<\/small>    <\/h3>\n\n\n\n    [vc_row_inner css=&#8221;.vc_custom_1492625639392{margin-bottom: 45px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fbc4 .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fbc4 .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fbc4 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fbc4 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fbc4 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fbc4 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fbc4\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><span class=\"is is-icon-line-chart-1\"><\/span><\/div>\n        <h3 class=\"li-side-icon-text-title\">Kadar Faedah yang Jelas<\/h3>\n        <div class=\"li-side-icon-text-content\">Kadar faedah akan diterangkan dengan jelas dan tertakluk pada undang-undang serta terma perjanjian yang berkenaan. Kadar faedah maksimum adalah tertakluk pada Akta Pemberi Pinjam Wang 1951 dan jenis pinjaman yang ditawarkan.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fc6c .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fc6c .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fc6c .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fc6c .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fc6c .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fc6c .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fc6c\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><span class=\"is is-icon-flash\"><\/span><\/div>\n        <h3 class=\"li-side-icon-text-title\">Proses Permohonan yang Teratur<\/h3>\n        <div class=\"li-side-icon-text-content\">Setiap permohonan akan melalui proses semakan kelayakan dan dokumen sokongan sebelum keputusan dibuat.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fcd5 .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fcd5 .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fcd5 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fcd5 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fcd5 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fcd5 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fcd5\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><i class=\"fas fa-key\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Maklumat Peribadi Dilindungi<\/h3>\n        <div class=\"li-side-icon-text-content\">Maklumat peribadi pelanggan akan dikendalikan mengikut dasar privasi dan langkah keselamatan data yang ditetapkan.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fd3f .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fd3f .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fd3f .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fd3f .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fd3f .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fd3f .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fd3f\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><span class=\"is is-icon-money-bag-4\"><\/span><\/div>\n        <h3 class=\"li-side-icon-text-title\">Maklumat Yuran dan Caj yang Telus<\/h3>\n        <div class=\"li-side-icon-text-content\">Sebarang yuran atau caj yang berkaitan akan diterangkan terlebih dahulu dan tertakluk pada undang-undang serta terma perjanjian.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fda6 .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fda6 .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fda6 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fda6 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fda6 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fda6 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fda6\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><span class=\"is is-icon-add-location\"><\/span><\/div>\n        <h3 class=\"li-side-icon-text-title\">Kawasan Perkhidmatan<\/h3>\n        <div class=\"li-side-icon-text-content\">Perkhidmatan kami tersedia di kawasan yang diluluskan dan tertakluk pada lokasi operasi syarikat.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d73fe32 .li-side-icon-text-icon {color: #003472;}#side_icon_text_6aa383d73fe32 .li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fe32 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline {border-color: #ffce09;}#side_icon_text_6aa383d73fe32 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:before {border-color: #ffce09;}#side_icon_text_6aa383d73fe32 .li-side-icon-text-icon_hexagon.li-side-icon-text-icon_outline:after {border-color: #ffce09;}#side_icon_text_6aa383d73fe32 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d73fe32\" class=\"li-side-icon-text  left\" >\n        <div class=\"li-side-icon-text-icon li-side-icon-text-icon_hexagon li-side-icon-text-icon_outline\"><span class=\"is is-icon-squarespace\"><\/span><\/div>\n        <h3 class=\"li-side-icon-text-title\">Pelan Pembayaran Balik<\/h3>\n        <div class=\"li-side-icon-text-content\">Tempoh dan jumlah pembayaran balik akan ditentukan berdasarkan jumlah pinjaman, kelayakan dan terma perjanjian.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=&#8221;tentangkami&#8221; css=&#8221;.vc_custom_1618017360872{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 0px !important;}&#8221;][vc_column]\n\n\n    <h3 id=\"heading_6aa383d73feb7\" class=\"li-heading  left fw-bold         vc_custom_1617344884284\" style=\"color: #003472;\" >\n        Tentang Kami            <\/h3>\n\n\n\n    \n        <div id=\"textblock_6aa383d73fee7\" class=\"li-textblock\" >\n        <h3 style=\"text-align: left;\">Padu Rezeki Sdn. Bhd. ialah syarikat Kredit Komuniti berlesen di bawah Akta Pemberi Pinjam Wang 1951 dan dikawal selia oleh Kementerian Perumahan dan Kerajaan Tempatan (KPKT).<\/h3>\n<h3 style=\"text-align: left;\">Kami menyediakan maklumat dan perkhidmatan berkaitan kemudahan kredit kepada pemohon yang layak. Setiap permohonan tertakluk pada semakan kelayakan, dokumen sokongan, kemampuan pembayaran balik serta terma dan syarat yang berkenaan.<\/h3>\n<h3 style=\"text-align: left;\">Kami komited untuk memberikan penerangan yang jelas mengenai kadar faedah, tempoh pinjaman, jumlah pembayaran balik, yuran, caj dan tanggungjawab peminjam sebelum sebarang perjanjian dibuat.<\/h3>\n    <\/div>\n\n\n     \n\n\n    <h3 id=\"heading_6aa383d73ffbd\" class=\"li-heading  left fw-bold         vc_custom_1617344884284\" style=\"color: #003472;\" >\n        Maklumat Lesen            <\/h3>\n\n\n\n    \n        <div id=\"textblock_6aa383d73ffee\" class=\"li-textblock\" >\n        <div style=\"background:#fff;border:1px solid #d6dbdf;border-top:4px solid #ffce09;border-radius:4px;padding:8px 30px 24px;box-shadow:0 2px 12px rgba(0,52,114,.08);\">\n<div style=\"display:flex;flex-wrap:wrap;gap:0 40px;\">\n<div style=\"flex:1 1 300px;min-width:260px;\">\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">Nama Syarikat<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">PADU REZEKI SDN. BHD.<\/span><\/div>\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">No. Pendaftaran SSM<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">202001004604 (1360924-V)<\/span><\/div>\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">No. Lesen KPKT<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">WL7554\/10\/01-4\/200928<\/span><\/div>\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">Tempoh Sah Lesen<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">21\/09\/2026 \u2013 20\/09\/2028<\/span><\/div>\n<\/div>\n<div style=\"flex:1 1 300px;min-width:260px;\">\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">Alamat Berdaftar<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">No. 30, Jalan Merah 2,<br \/>Taman Mas Merah,<br \/>84000 Muar, Johor.<\/span><\/div>\n<div style=\"padding:12px 0;border-bottom:1px solid #eef1f4;\"><span style=\"display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7d95af;margin-bottom:4px;\">Alamat Perniagaan<\/span><span style=\"display:block;font-size:16px;line-height:1.5;font-weight:600;color:#003472;\">113-1, Jalan Warisan Sentral 2,<br \/>KIP Sentral, Kota Warisan,<br \/>43900 Sepang, Selangor.<\/span><\/div>\n<\/div>\n<\/div>\n<div style=\"margin-top:22px;background:#003472;color:#fff;border-radius:3px;padding:16px 20px;font-size:15px;line-height:1.6;\">Dilesenkan dan dikawal selia oleh <strong>Kementerian Perumahan dan Kerajaan Tempatan (KPKT)<\/strong> di bawah <strong>Akta Pemberi Pinjam Wang 1951<\/strong>.<\/div>\n<\/div>\n    <\/div>\n\n\n     [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_id=&#8221;maklumat-kredit&#8221; css=&#8221;.vc_custom_1618017347418{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;background-color: #ebeff4 !important;}&#8221;][vc_column]\n\n\n    <h3 id=\"heading_6aa383d740131\" class=\"li-heading  center fw-bold   content-center-sm      vc_custom_1617344884284\" style=\"color: #003472;\" >\n        Maklumat Produk Pembiayaan            <\/h3>\n\n\n\n    \n        <div id=\"textblock_6aa383d740167\" class=\"li-textblock\" >\n        <div class=\"pr-fin\">\n<div class=\"pr-fin__sec\">\n<h4>Tempoh Minimum dan Maksimum Pembayaran Balik<\/h4>\n<div class=\"pr-fin__rows\">\n<div class=\"pr-fin__row\"><span>Tempoh minimum<\/span><strong>6 bulan<\/strong><\/div>\n<div class=\"pr-fin__row\"><span>Tempoh maksimum<\/span><strong>60 bulan (5 tahun)<\/strong><\/div>\n<\/div>\n<p class=\"pr-fin__note\">Tempoh sebenar pembayaran balik tertakluk kepada jumlah pinjaman, kelayakan pemohon serta terma dan syarat perjanjian.<\/p>\n<\/div>\n<div class=\"pr-fin__sec\">\n<h4>Kadar Faedah dan Kadar Peratusan Tahunan (APR) Maksimum<\/h4>\n<div class=\"pr-fin__rows\">\n<div class=\"pr-fin__row\"><span>Pinjaman bercagar<\/span><strong>12% setahun<\/strong><\/div>\n<div class=\"pr-fin__row\"><span>Pinjaman tidak bercagar<\/span><strong>18% setahun<\/strong><\/div>\n<\/div>\n<p class=\"pr-fin__note\">Kadar faedah adalah tertakluk kepada Akta Pemberi Pinjam Wang 1951, jenis pinjaman, kelayakan pemohon serta terma dan syarat yang berkenaan. Kadar sebenar yang dikenakan akan dimaklumkan kepada pemohon sebelum sebarang perjanjian ditandatangani.<\/p>\n<\/div>\n<div class=\"pr-fin__sec\">\n<h4>Contoh Jumlah Pinjaman RM5,000<\/h4>\n<div class=\"pr-fin__hl\">Sebagai contoh, bagi pinjaman RM5,000 selama 12 bulan pada kadar faedah tetap 12% setahun:<\/div>\n<table class=\"pr-fin__eg\">\n<tr>\n<th>Jumlah pinjaman<\/th>\n<td>RM5,000.00<\/td>\n<\/tr>\n<tr>\n<th>Tempoh<\/th>\n<td>12 bulan<\/td>\n<\/tr>\n<tr>\n<th>Kadar faedah tahunan<\/th>\n<td>12%<\/td>\n<\/tr>\n<tr>\n<th>Jumlah faedah<\/th>\n<td>RM600.00<\/td>\n<\/tr>\n<tr>\n<th>Jumlah pembayaran balik<\/th>\n<td>RM5,600.00<\/td>\n<\/tr>\n<tr>\n<th>Bayaran bulanan<\/th>\n<td>RM466.67<\/td>\n<\/tr>\n<tr>\n<th>Yuran berkaitan (jika ada)<\/th>\n<td>Tiada \/ tertakluk kepada caj yang dibenarkan oleh undang-undang<\/td>\n<\/tr>\n<\/table>\n<p class=\"pr-fin__note\">Contoh ini adalah untuk tujuan penerangan sahaja dan tertakluk kepada terma dan syarat sebenar pinjaman.<\/p>\n<\/div>\n<div class=\"pr-fin__sec\">\n<h4>Yuran dan Caj<\/h4>\n<p class=\"pr-fin__note\">Sebarang yuran atau caj yang berkaitan akan diterangkan dengan jelas kepada pemohon sebelum perjanjian dibuat dan tertakluk kepada undang-undang serta terma dan syarat yang berkenaan.<\/p>\n<\/div>\n<\/div>\n    <\/div>\n\n\n     [\/vc_column][\/vc_row][vc_row el_id=&#8221;notis-penting&#8221; css=&#8221;.vc_custom_2026080701{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;}&#8221;][vc_column]\n\n\n    <h3 id=\"heading_6aa383d740348\" class=\"li-heading  center fw-bold   content-center-sm      vc_custom_1617344884284\" style=\"color: #003472;\" >\n        Notis Penting            <\/h3>\n\n\n\n    \n        <div id=\"textblock_6aa383d74038d\" class=\"li-textblock\" >\n        <p style=\"text-align: center;\">Semua permohonan tertakluk kepada semakan kelayakan, dokumen sokongan dan kemampuan pembayaran balik. Penghantaran borang atau pertanyaan tidak menjamin kelulusan pinjaman.<\/p>\n<p style=\"text-align: center;\">Pemohon dinasihatkan supaya membaca dan memahami kadar faedah, tempoh pembayaran balik, jumlah pembayaran, yuran, caj serta semua terma dan syarat sebelum menandatangani sebarang perjanjian.<\/p>\n    <\/div>\n\n\n     [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; parallax=&#8221;content-moving&#8221; parallax_image=&#8221;20&#8243; parallax_speed_bg=&#8221;2.0&#8243; css=&#8221;.vc_custom_1493898358025{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;background-color: #003472 !important;}&#8221;][vc_column]\n\n\n    <h2 id=\"heading_6aa383d740431\" class=\"li-heading  center fw-bold         vc_custom_1617785631986\" style=\"color: #ffffff;\" >\n        Hantar Maklumat untuk Semakan Awal        <small style=\"color: #ffffff;\" class=\"fw-normal\">Sila lengkapkan maklumat asas anda. Wakil kami akan menghubungi anda untuk menerangkan proses permohonan, dokumen yang diperlukan serta terma dan syarat yang berkenaan.<\/small>    <\/h2>\n\n\n\n    <div class=\"btn-wrapper center \"><button type=\"button\" id=\"button_6aa383d740473\" class=\"btn  btn-xl btn-white btn-round btn-outline\" data-toggle=\"modal\" data-target=\"#liModal-42\">Mohon Sekarang<\/button><\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;soalanlazim&#8221; css=&#8221;.vc_custom_1618017427076{padding-top: 85px !important;}&#8221;][vc_column]\n\n\n    <h3 id=\"heading_6aa383d7404f7\" class=\"li-heading  left fw-bold   content-center-sm\" style=\"color: #003472;\" >\n        Soalan Lazim            <\/h3>\n\n\n\n    [\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1493973379239{margin-bottom: 0px !important;}&#8221;]\n\n    <style scoped>#side_icon_text_6aa383d74052d .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74052d\" class=\"li-side-icon-text  left         vc_custom_1617358055671\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Apakah itu pinjaman peribadi?<\/h3>\n        <div class=\"li-side-icon-text-content\">Pinjaman peribadi ialah kemudahan kewangan yang diberikan kepada individu yang layak. Kelulusan tertakluk pada semakan kelayakan, dokumen sokongan dan kemampuan pembayaran balik.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d74057a .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74057a\" class=\"li-side-icon-text  left         vc_custom_1617946288962\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Siapakah yang layak membuat permohonan?<\/h3>\n        <div class=\"li-side-icon-text-content\">Syarat asas tertakluk pada polisi syarikat dan undang-undang yang berkenaan. Pemohon lazimnya perlu merupakan warganegara Malaysia, berumur sekurang-kurangnya 18 tahun dan mempunyai sumber pendapatan yang boleh disahkan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d7405bf .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d7405bf\" class=\"li-side-icon-text  left         vc_custom_1617946295121\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah penghantaran borang menjamin kelulusan?<\/h3>\n        <div class=\"li-side-icon-text-content\">Tidak. Semua permohonan tertakluk kepada semakan kelayakan, dokumen sokongan dan kemampuan pembayaran balik.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d74060c .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74060c\" class=\"li-side-icon-text  left         vc_custom_1617946303312\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Berapakah jumlah yang boleh dipohon?<\/h3>\n        <div class=\"li-side-icon-text-content\">Jumlah yang boleh dipertimbangkan bergantung pada kelayakan, pendapatan, komitmen kewangan dan kemampuan pembayaran balik pemohon.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d74064e .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74064e\" class=\"li-side-icon-text  left         vc_custom_1617947036666\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Berapa lamakah proses permohonan?<\/h3>\n        <div class=\"li-side-icon-text-content\">Tempoh pemprosesan bergantung pada kelengkapan dokumen, semakan kelayakan dan proses dalaman yang diperlukan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d740691 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d740691\" class=\"li-side-icon-text  left         vc_custom_1617358375467\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah maklumat pelanggan dilindungi?<\/h3>\n        <div class=\"li-side-icon-text-content\">Ya. Maklumat peribadi akan dikendalikan mengikut dasar privasi dan langkah keselamatan data yang ditetapkan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d7406d3 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d7406d3\" class=\"li-side-icon-text  left         vc_custom_1617358457862\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah pemohon perlu hadir ke pejabat?<\/h3>\n        <div class=\"li-side-icon-text-content\">Ya. Pemohon mungkin perlu hadir ke premis perniagaan untuk tujuan pengesahan, penerangan, dokumentasi atau urusan perjanjian, tertakluk pada proses syarikat.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column][vc_column width=&#8221;1\/2&#8243;]\n\n    <style scoped>#side_icon_text_6aa383d740718 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d740718\" class=\"li-side-icon-text  left         vc_custom_1617359041308\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Berapakah kadar faedah yang dikenakan?<\/h3>\n        <div class=\"li-side-icon-text-content\">Kadar faedah maksimum ialah 12% setahun bagi pinjaman bercagar dan 18% setahun bagi pinjaman tidak bercagar, tertakluk kepada Akta Pemberi Pinjam Wang 1951 serta terma dan syarat yang berkenaan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d74075c .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74075c\" class=\"li-side-icon-text  left         vc_custom_1617359041308\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Berapakah tempoh pembayaran balik?<\/h3>\n        <div class=\"li-side-icon-text-content\">Tempoh pembayaran balik adalah antara 6 hingga 60 bulan, tertakluk kepada jumlah pinjaman, kelayakan dan terma perjanjian.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d74079c .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d74079c\" class=\"li-side-icon-text  left         vc_custom_1617359041308\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah kadar faedah akan berubah?<\/h3>\n        <div class=\"li-side-icon-text-content\">Tidak. Kadar faedah akan dinyatakan dengan jelas dalam perjanjian sebelum pinjaman diluluskan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d7407d8 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d7407d8\" class=\"li-side-icon-text  left         vc_custom_1617359041308\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah semua permohonan akan diluluskan?<\/h3>\n        <div class=\"li-side-icon-text-content\">Tidak. Semua permohonan tertakluk kepada semakan kelayakan dan dokumen sokongan.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d740815 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d740815\" class=\"li-side-icon-text  left         vc_custom_1617359280472\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Adakah terdapat yuran atau caj?<\/h3>\n        <div class=\"li-side-icon-text-content\">Sebarang yuran atau caj yang berkenaan akan dimaklumkan dengan jelas dan tertakluk pada undang-undang serta terma perjanjian.<\/div>\n    <\/div>\n\n\n\n    \n\n    <style scoped>#side_icon_text_6aa383d740857 .li-side-icon-text-title {color: #003472;}<\/style>\n    <div id=\"side_icon_text_6aa383d740857\" class=\"li-side-icon-text  left         vc_custom_1617360301651\" >\n        <div class=\"li-side-icon-text-icon  \"><i class=\"far fa-comment\"><\/i><\/div>\n        <h3 class=\"li-side-icon-text-title\">Bagaimanakah pembayaran balik dibuat?<\/h3>\n        <div class=\"li-side-icon-text-content\">Kaedah pembayaran balik akan dinyatakan dalam perjanjian dan diterangkan kepada pelanggan sebelum kemudahan kredit dikeluarkan.<\/div>\n    <\/div>\n\n\n\n    [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1492630436166{margin-bottom: 0px !important;border-bottom-width: 1px !important;padding-bottom: 10px !important;background-color: #003472 !important;border-bottom-color: #b0dd00 !important;border-bottom-style: solid !important;}&#8221;][vc_column][vc_gmaps link=&#8221;#E-8_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&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1618017418476{margin-top: 0px !important;margin-bottom: -1px !important;}&#8221; el_id=&#8221;hubungikami&#8221;][vc_column]\n    <style scoped>#liModal-42 .modal-dialog { margin-top: 2%; }.vc_custom_1499863680449{margin-bottom: 45px !important;padding-top: 25px !important;padding-right: 0px !important;padding-bottom: 25px !important;padding-left: 0px !important;background-color: #003472 !important;}.vc_custom_1493211827683{margin-bottom: 45px !important;padding-right: 40px !important;padding-left: 40px !important;}.vc_custom_1493212076865{margin-bottom: 0px !important;padding-right: 40px !important;padding-left: 40px !important;}.vc_custom_1493212104394{margin-bottom: 30px !important;}.vc_custom_1499863579939{margin-bottom: 0px !important;padding-top: 30px !important;background-color: #003472 !important;}.vc_custom_1618041215900{margin-bottom: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}.vc_custom_1494864606581{padding-left: 0px !important;}.vc_custom_1618041224098{padding-bottom: 0px !important;}.vc_custom_1618017811680{margin-top: 10px !important;}<\/style>\n    \n    <script type=\"text\/javascript\">\n        jQuery(window).load(function () {\n\n            \/\/ Show Entrance and Exit Style\n            function modalAnimationStyle(style) {\n                jQuery('#liModal-42 .modal-dialog').attr('class', 'modal-dialog  ' + style + '  animated');\n            }\n            jQuery(\"#liModal-42\").on('show.bs.modal', function (e) {\n                jQuery(\"body\").addClass('liModal-42-open');\n                modalAnimationStyle('fadeInDown');\n                \n            });\n            jQuery(\"#liModal-42\").on('hide.bs.modal', function (e) {\n                jQuery(\"body\").removeClass('liModal-42-open');\n                modalAnimationStyle('fadeOutUp');\n            });\n\n            jQuery(\"#liModal-42\").on('show.bs.modal', function (e) {\n                var that=jQuery(this);\n                var id=that.attr('id')+'-backdrop'; \/\/get the id of button which got clicked\n                setTimeout(function(){\n                    jQuery('.modal-backdrop').attr('id',id);\n                });\n            });\n\n                            var exitpopped = 0;\n                var showpop = 0;\n                var delay = 3000;\n\n                            \n                            \n                                \/\/ Show after scroll xx %\n                jQuery(window).scroll(function () {\n                    if (jQuery(window).scrollTop() >= (jQuery(document).height() - jQuery(window).height()) *0.8 && exitpopped == 0) {\n                        exitpopped = 1;\n                        jQuery(\"#liModal-42\").modal({show: true, backdrop: \"static\"});\n                    }\n                });\n                                    });\n    <\/script>\n\n\n\n    <div class=\"modal fade li-modal \" id=\"liModal-42\"\n         tabindex=\"-1\" role=\"dialog\">\n        <div class=\"modal-dialog\" role=\"document\">\n            <div class=\"modal-content\">\n                <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\"><span\n                        aria-hidden=\"true\">&times;<\/span><\/button>\n                <div class=\"modal-body\">\n                    [vc_row full_width=\"stretch_row_content_no_spaces\" css=\".vc_custom_1499863680449{margin-bottom: 45px !important;padding-top: 25px !important;padding-right: 0px !important;padding-bottom: 25px !important;padding-left: 0px !important;background-color: #003472 !important;}\"][vc_column width=\"1\/4\" css=\".vc_custom_1618041215900{margin-bottom: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"]\n\n    <div id=\"image_6aa383d740ac6\" class=\"li-image  center   content-center-sm      vc_custom_1618041224098\" >\n\n        \n                            <figure>\n                <img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"123\" src=\"https:\/\/www.padurezeki.com\/wp-content\/uploads\/2021\/04\/logo2-2.png\" class=\"img-responsive\" alt=\"Logo Padu Rezeki pada borang pertanyaan\" \/>                                <\/figure>\n\n            \n        \n    <\/div>\n\n     [\/vc_column][vc_column width=\"3\/4\" css=\".vc_custom_1494864606581{padding-left: 0px !important;}\"]\n\n\n    <h3 id=\"heading_6aa383d741101\" class=\"li-heading  left fw-bold   content-center-sm      vc_custom_1618017811680\" style=\"color: #ffffff;\" >\n        Borang Pertanyaan dan Semakan Awal        <small style=\"color: #ffffff;\" class=\"fw-normal\">Sila lengkapkan maklumat asas anda. Wakil kami akan menghubungi anda untuk menerangkan proses permohonan, dokumen yang diperlukan serta terma dan syarat yang berkenaan.<\/small>    <\/h3>\n\n\n\n    [\/vc_column][\/vc_row][vc_row css=\".vc_custom_1493211827683{margin-bottom: 45px !important;padding-right: 40px !important;padding-left: 40px !important;}\"][vc_column]\n    <style scoped>#textblock_6aa383d74112f, #textblock_6aa383d74112f p { color: #194880; }<\/style>    <div id=\"textblock_6aa383d74112f\" class=\"li-textblock\" >\n        <p style=\"text-align: center;\"><strong>Sila lengkapkan borang di bawah dengan maklumat yang tepat.<\/strong><\/p>\n    <\/div>\n\n\n     [\/vc_column][\/vc_row][vc_row css=\".vc_custom_1493212076865{margin-bottom: 0px !important;padding-right: 40px !important;padding-left: 40px !important;}\"][vc_column]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f44-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"44\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php\/wp-json\/wp\/v2\/pages\/2#wpcf7-f44-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"44\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f44-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"row cg10\">\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Alamat E-mel\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"name-penuh\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nama Penuh\" value=\"\" type=\"text\" name=\"name-penuh\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"nombor-telefon\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombor Telefon\" value=\"\" type=\"text\" name=\"nombor-telefon\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"umur\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Umur\" value=\"\" type=\"text\" name=\"umur\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6 \">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"lokasi\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"lokasi\"><option value=\"- Lokasi -\">- Lokasi -<\/option><option value=\"Johor\">Johor<\/option><option value=\"Kedah\">Kedah<\/option><option value=\"Kelantan\">Kelantan<\/option><option value=\"Kuala Lumpur\">Kuala Lumpur<\/option><option value=\"Melaka\">Melaka<\/option><option value=\"Negeri Sembilan\">Negeri Sembilan<\/option><option value=\"Pahang\">Pahang<\/option><option value=\"Perak\">Perak<\/option><option value=\"Perlis\">Perlis<\/option><option value=\"Pulau Pinang\">Pulau Pinang<\/option><option value=\"Putrajaya\">Putrajaya<\/option><option value=\"Selangor\">Selangor<\/option><option value=\"Terengganu\">Terengganu<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"alamat\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Alamat\" value=\"\" type=\"text\" name=\"alamat\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"pernah-loan\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"pernah-loan\"><option value=\"Pernah membuat pinjaman dengan syarikat lain?\">Pernah membuat pinjaman dengan syarikat lain?<\/option><option value=\"Ya\">Ya<\/option><option value=\"Tidak\">Tidak<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"gaji\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"gaji\"><option value=\"Gaji melalui bank\">Gaji melalui bank<\/option><option value=\"Ya\">Ya<\/option><option value=\"Tidak\">Tidak<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"pendapatan-gaji\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Pendapatan Gaji\" value=\"\" type=\"text\" name=\"pendapatan-gaji\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"jumlah-pinjaman\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Jumlah pinjaman yang diperlukan\" value=\"\" type=\"text\" name=\"jumlah-pinjaman\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12 mt20\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"persetujuan-pdpa\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"persetujuan-pdpa\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Saya bersetuju bahawa maklumat yang diberikan boleh digunakan oleh Padu Rezeki Sdn. Bhd. untuk menghubungi saya dan memproses pertanyaan ini mengikut <a href=\"https:\/\/www.padurezeki.com\/index.php\/dasar-privasi\/\" target=\"_blank\" rel=\"noopener\">Dasar Privasi<\/a>.<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12 text-right mt20 text-center\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-lg btn-block btn-custom1\" type=\"submit\" value=\"Hantar\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][\/vc_row][vc_row css=\".vc_custom_1493212104394{margin-bottom: 30px !important;}\"][vc_column]\n    <style scoped>#textblock_6aa383d74338f, #textblock_6aa383d74338f p { color: #194880; }#textblock_6aa383d74338f, #textblock_6aa383d74338f p { font-size: 14px; }<\/style>    <div id=\"textblock_6aa383d74338f\" class=\"li-textblock\" >\n        <p style=\"text-align: center;\">Maklumat yang dihantar akan digunakan untuk tujuan pertanyaan dan semakan awal. Sila baca <a href=\"https:\/\/www.padurezeki.com\/index.php\/dasar-privasi\/\" target=\"_blank\" rel=\"noopener\">Dasar Privasi<\/a> kami sebelum menghantar borang.<\/p>\n    <\/div>\n\n\n     [\/vc_column][\/vc_row][vc_row css=\".vc_custom_1499863579939{margin-bottom: 0px !important;padding-top: 30px !important;background-color: #003472 !important;}\"][vc_column][\/vc_column][\/vc_row]                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n    [\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][rev_slider_vc alias=&#8221;insurance-slider&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1492629977449{margin-top: 85px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; align_sm=&#8221;content-center-sm&#8221;][\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1618017347418{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;background-color: #ebeff4 !important;}&#8221; el_id=&#8221;perkhidmatan&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1492625639392{margin-bottom: 45px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=&#8221;tentangkami&#8221; css=&#8221;.vc_custom_1618017360872{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 0px !important;}&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_id=&#8221;maklumat-kredit&#8221; css=&#8221;.vc_custom_1618017347418{margin-bottom: 0px !important;padding-top: 85px !important;padding-bottom: 85px !important;background-color: #ebeff4 !important;}&#8221;][vc_column][\/vc_column][\/vc_row][vc_row el_id=&#8221;notis-penting&#8221; css=&#8221;.vc_custom_2026080701{margin-bottom: 0px !important;padding-top: 85px <a href=\"https:\/\/www.padurezeki.com\/\" class=\"more-link\"> [&#8230;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-2","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/pages\/2","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/comments?post=2"}],"version-history":[{"count":56,"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/pages\/2\/revisions"}],"predecessor-version":[{"id":175,"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/pages\/2\/revisions\/175"}],"wp:attachment":[{"href":"https:\/\/www.padurezeki.com\/index.php\/wp-json\/wp\/v2\/media?parent=2"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}